$3,000,000 $2,000,000 $1,000,000 $1,000,000 $1,000,000 $ 100,000 None $1,000,000

General Aggregate all coverages (except products/comp ops) Products/ Completed Operations Aggregate General Liability Each Occurence Limit Professional Liability Each Occurence Limit Personal and Advertising Injury Damage to Premises Rented to You Deductible Umbrella Liability

LIABILITY LIMITS (per member) COMMERCIAL GENERAL LIABILITY/ PROFESSIONAL LIABILITY

Debby Stein 718 Cove Road, # 11 Stamford, Connecticut 06902 503 Professional Level- HTPA Member rate

ADMINISTRATOR: Carver and Associates

Authorized Representative

CANCELLATION: Should any of the above described policies be cancelled before the expiration date thereof, the issuing insurer will endeavor to mail 10 days written notice to the certificate holder named above, but failure to do so shall impose no obligation or liability of any kind upon the insurer, its agents or representatives.

COVERAGES: THE POLICIES OF INSURANCE LISTED ABOVE HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOT WITHSTANDING REQUIREMENT, TERM, OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICY DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS, AND CONDITIONS OF SUCH POLICIES. EXCLUDES ALL PRODUCTS INGESTED OR TAKEN INTERNALLY AND COVER APPLIES ONLY TO THE MODALITIES SHOWN ON THE APPLICATION.

"This policy is issued by an insurance company that is not regulated by the Colorado Division of Insurance. The insurance company may not provide claims service and may not be subject to service of process in Colorado. If the insurance company becomes insolvent, insureds or claimants will not be eligible for protection under the Colorado insurance law."

Additional Insured: 1. , , 2. , , 3. , , 4. , , 5. , ,

Policy Number: PPK1763183 Certificate Number: 7390 Insurance Co: Tokio Marine Specialty Insurance Co Umbrella Policy Number: PUB614376 Insurance Issue Date: May 7, 2018 Insurance Expiration Date: April 1, 2019

CERTIFICATE HOLDER: Member  Name: Member Address: Member Number: Member Type:

This policy is in effect until April 1st 2019 and your premium is prorated based on the month you enroll. Coverage renews for a full year each April 1st. It is understood and agreed that the certificate holder is named as additional insured, but only as respects it's liability arising out of activities of the named insured.

MASTER POLICY EFFECTIVE DATE: 4/1/2018

INSURED MAILING ADDRESS: Energy Medicine Professional Association 15439 Pebble Gate San Antonio, TX 78232‐4164