Certificate in 3H Financial Planning

The Certificate in 3H Financial Planning uses real-world case scenarios to help financial planners develop an understanding of, and competence in, Holistic Financial Planning, Human Behaviour, and Honesty and Ethics (3H) to help meet the everyday financial planning needs of all Canadians. It is critical for financial planners to focus on the holistic nature of people’s lives, develop behavioural and relationship skills to effectively connect with clients, and above all, to always act in the client’s best interest maintaining the highest standards of professional responsibility. The Certificate in 3H Financial Planning is earned by successfully completing the QAFP® Professional Education Program, by students enrolled in the QUALIFIED ASSOCIATE FINANCIAL PLANNER™ certification. This program needs to be completed within one year of earning the QAFP certification. It may also be completed prior to writing the QAFP exam.